Terms and Conditions
This website provides an introduction to the services offered by Ressource Lease Loan & Commercial a subsidiary of Alliance Automotive & Equipment Group Pty Ltd ABN 47 633 097 613 (we, us, AAEG)
The below document sets out the terms on which we provide services to you and /or your business. It explains your obligations to us and the facts all parties will rely upon to enter into this service agreement. We reserve the right to make changes and additions to the website from time to time including the terms and conditions.
Our lenders
We have service arrangements and are accredited with various bank and non-bank lenders. The list of lenders we utilise is not an exhaustive list. We will work to match you with one of the lenders on our panel, however if we cannot, we will endeavour to find an alternative provider for you. All finance estimates provided by us are subject to lenders approval and valid strictly for 7 days from the date they were provided. Our aim is to find you the lowest cost option available based on your credit standing. All approvals will be provided along with the lender’s terms and conditions.
What We Do?
We are finance brokers and assist you and /or your business in applying for finance predominately on a commercial basis. Prior to application we will provide you with information regarding various lenders and their finance products that may be suitable to you and/or your business. Based on the information you provide to us, we will seek suitable funding and apply for finance and arrange offers from lenders to present to you. We are not the lender and all applications will be assessed based on individual lenders criteria and each lender reserves the right to approve, vary or decline applications.
What We Don’t Do
We do not provide financial, legal or taxation advice. We suggest you seek your own legal advice before entering into any credit contract and seek advice from your nominated tax and financial advisor regarding those matters. We will not enter into illegal activities or unethical practices.
Fees Payable By You
On settlement, lenders pay us a fee for conducting the work to prepare and present your loan application. This work would normally be conducted by a commercial lending manager or loans processor or branch manager. We charge you a document fee and/or a brokerage fee which you can elect to pay upfront or have capitalised to your loan. There may be other fee’s payable for equipment inspections or where travel is required to complete your transaction.
Any fees that are charged directly by us will be fully disclosed up front to you. All fees paid by you are non-refundable.
Intellectual Property and Copyright
This site may contain trademarks, text, processes and other information that is the subject of copyright protection and other intellectual property rights. We do not grant any licence or authorise any person to copy, modify, display, publish, transmit, reproduce, sell or licence any of the information provided on this site.
When you apply for a loan through us, you are acknowledging that you have read, understood and agree to be bound by the terms and conditions listed above.
Lower Repayment Guarantee
Applies to all Trucks, Utes, Cars, Machinery and Industrial Equipment and Leisure Equipment. New or used purchases, Dealer and Private sale purchases.
If you have a current valid written loan approval and offer for a loan and we can’t lower the offered repayments, you’ll receive a $200 fuel card.
Offer applies to business and personal use loan applications from AFSL/ACL Australian lenders. Excludes manufacturer, factory or dealer backed campaigns and loan offers where the interest rate has been offset against the cost of the vehicle/asset or subvented loans. We reserve the right to validate all loan offers.
